Having discussed health and disability coverage, let’s move on to long-term care insurance and who needs it. Long-term care, or LTC, coverage is not exactly medical insurance. It doesn’t pay for medications, surgery, or doctor’s visits. What it does pay is for the cost of aid you need with daily living. Basically this means nursing…
What do eating until fullness and eat your vegetables have to do with each other?
I’ve been temporarily living in Europe for the last few months. And two things have happened. The food is mostly bread and meat in the countries I’ve visited, leading me to miss eating vegetables. And I’ve lost about 30 pounds in 6 months. How to reconcile these two facts? The diet isn’t as ‘healthy’ according…
Men, your first responsibility is to take care of this person
Let’s take a moment to talk about the state of men’s health, and who cares about it. Spoiler alert: the answer is that if we don’t care about ourselves, ‘society’ or the ‘government’ won’t care either. The state of men’s health today is showing some warning signs. Life expectancy is plateauing or declining, and is…
How Much Do I Need In My Emergency Fund?
In a previous article, we talked about knowing your cash flow and how its possible variations might affect you. One way to mitigate the risk of needing a lot more money than usual in one month is to have an emergency fund. This shouldn’t be news – I know of no school of thought in…
Insurance Series: Understanding Health Insurance
This is the first in a series of articles about insurance, which is a large expense that everyone has to deal with. Everyone meaning us Americans, as much of this doesn’t apply to other developed nations. In much poorer and less developed nations your safety is your friends and family; in other developed nations it’s…
What Effects Your Testosterone Levels?
Some interesting studies have come out confirming that we are less male than our predecessors. The studies show that we have less testosterone than we did in the 1980s. A 20-, 40-, or 70-year-old person today has less testosterone than a person of the same age a generation ago. What happened and why should it…
Why avoiding the news could help your psychology
“Attention is a limited resource, so pay attention to where you pay attention.” – Howard Rheingold “The quality of one’s life depends on the quality of attention. Whatever you pay attention to will grow more important in your life.” – Deepak Chopra When I was growing up, there was always a discussion about crime rates in America….
What Shame, Pride, Honor, And Guilt Are For
What is left when honor is lost? — Publilius Syrus In this article I want to discuss a set of emotions we feel around our actions, and how they relate to what we do. We often misunderstand these powerful emotions both in terms of what they are and what causes them. This leads to emotional debate of…
Insurance Series – What Does Disability Insurance Do For Me?
The second type of insurance I want to discuss for financial awareness is Disability Insurance. This is coverage that will continue to pay you if you suffer some kind of temporary disability due to accident or illness and are unable to work. How long ‘temporary’ will be covered depends on what you buy, and Disability…
Why is pacifism a moral failing?
Pacifism is the idea that violence is inherently wrong. Sometimes it is also expressed as the idea that ‘violence doesn’t solve anything’ or that violence creates more violence. This is sort of a perversion of the old ‘live by the sword, die by the sword’ wisdom. This is expressed individually by being afraid of conflict,…